Two Friends. Two Weeks. Two Hundred Dollars.

Jessica is widely known for her large GO! Savings balance. Recently, two friends each asked to borrow $100 from her. Since Jessica would trust both friends to rescue her from a burning building, she lent them each $100. Each friend agreed to pay her back in exactly two weeks. One friend paid her back a day early. The other friend paid her back three weeks late.

Are Jessica and the late-payer still friends?

Well, yeah, they were really good reasons. But Jessica was counting on that money to go on a big ski trip and had to borrow money from her dad. Dad was not amused.

So…what does this story have to do with credit history?